April is Credit Union Youth Month: Help Your Kids Build Smart Money Habits Hey parents, we get it—teaching kids about money can feel overwhelming. Between digital payments, mobile banking, and cashless transactions, kids don’t always see money change hands like we did growing up. But that doesn’t mean they can’t learn how to be smart with their finances! April is Credit Union Youth Month, and it’s the perfect time to start building good money habits with your kids. Here are some easy, everyday ways to help them understand the value of money—while keeping it fun!
Let Them Earn It
Kids learn best by doing. Give them opportunities to earn their own money—whether it’s through chores, helping a neighbor, or even a small family business like selling lemonade. When they work for their money, they start to understand its value.
Set Savings Goals
Help your child pick something they want to save for—a toy, a game, or a special outing. Teach them to track their progress by writing down how much they have and how much they need. Want to take it a step further? Open a savings account at your local credit union so they can watch their balance grow!
Make Counting Money Hands-On
If your child is younger, let them practice with real coins and bills to build counting skills. For older kids, show them a digital bank statement so they can see how money moves in and out of an account. Connecting the dots between spending and saving is a huge step toward financial responsibility.
Teach the Power of Giving
Encourage kids to set aside a small portion of their money for giving back—whether it’s donating to a cause they care about or buying a gift for someone else. This builds generosity and helps them see money as a tool for good.
Start Their Financial Journey with a Credit Union Savings Account!
The best way to teach kids about money? Give them their own account! Opening a youth savings account at your local credit union is an easy way to help them learn the basics of saving, spending, and even earning interest. Plus, credit unions are all about people helping people—so you know they’ll be in good hands! This Youth Month, let’s set our kids up for a lifetime of smart money choices. Visit your credit union to open an account today!
Print off these coloring pages for your kids!