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Tap to Pay: Google Wallet/Apple Pay

Loading a credit card into Apple Pay is a straightforward process. Here’s a step-by-step guide to help you through it:

  1. Open the Wallet App: On your iPhone, locate and open the Wallet app.
  2. Add a Card:
    • Tap the + icon in the top right corner of the screen.
    • If this is your first card, you may see an option to Add Credit or Debit Card. Tap this.
  3. Scan Your Card:
    • You can use your iPhone’s camera to automatically capture your card details by tapping Use Camera. Align your card within the frame and let the app scan it.
    • Alternatively, you can tap Enter Card Details Manually to input your card information by hand.
  4. Enter Additional Information:
    • If prompted, enter the CVV (the three-digit security code on the back of your card) and any other required information.
  5. Verify Your Card:
    • Horizon CU may need to verify your card. If the information doesn’t match or there is an issue with the communication between the Wallet and HCU, please contact our team to verify and approve the enrollment.
  6. Agree to Terms and Conditions:
    • Review and accept any terms and conditions provided by your card issuer.
  7. Complete the Setup:
    • Once verified, your card will be added to Apple Pay. You may see a confirmation message indicating that your card is now ready for use.
  8. Set as Default Card:
    • If you want to set this card as your default payment method for Apple Pay, go to Settings > Wallet & Apple Pay and select Default Card to choose your new card.

That’s it! You should now be able to use Apple Pay to make purchases with your credit card. If you encounter any issues, ensure your device is updated to the latest version of iOS and that your card is supported by Apple Pay.


Adding a credit card to Google Wallet is a simple process. Here’s a step-by-step guide to help you get it done:

  1. Install Google Wallet:
    • Make sure you have the Google Wallet app installed on your Android device. If not, download it from the Google Play Store.
  2. Open Google Wallet:
    • Launch the Google Wallet app on your device.
  3. Add to Wallet:
    • Tap the Add to Wallet button or the + icon. You might see a prompt saying “Add a payment method” or something similar. 
  4. Select Payment Card:
    • Select New credit or debit card.
  5. Scan Your Card:
    • You can use your device’s camera to automatically capture your card details by tapping Scan card. Position your card within the frame and let the app capture the details. 
    • Alternatively, you can enter the card information manually by selecting Enter card details manually
  6. Enter Card Details:
    • If entering manually, input your card number, expiration date, CVV (security code), and billing address.
  7. Verify Your Card:
    • Horizon CU may need to verify your card. If the information doesn’t match or there is an issue with the communication between the Wallet and HCU, please contact our team to verify and approve the enrollment.
  8. Agree to Terms:
    • Review and accept any terms and conditions if prompted.
  9. Set Up Payment:
    • Once the card is verified, it will be added to Google Wallet.
  10. Set as Default Card:
    • If you want to set this card as your default payment method for Google Wallet, Tap on the Cards or Payment Methods section, find the card you want to set as default and tap to open its details, look for options labeled “Set as Default” and tap to confirm.
  • For added security, ensure that your device is secured with a PIN, pattern, or biometric authentication.

Once added, your credit card will be available for use with Google Wallet for both online and in-store purchases.