Finances play a big part in everyone’s life. Let HCU make it a little easier with our everyday finance options.
JOIN THE HCU FAMILY
When you choose to open an account with Horizon Credit Union you become part of our family. With as little as a $5.00 deposit, you will be one of the 12,000+ members that benefit from being part of a Credit Union.
SAVINGS
When you choose to open a savings account with Horizon Credit Union you become part of our family. With as little as a $5.00 deposit, you will be one of the 11,000+ members that benefit from being part of a Credit Union.
CHECKING:
Horizon checking accounts are free of monthly maintenance fees and require no minimum-balance. Completing your everyday banking at HCU is easy, with access to your accounts from virtually anywhere. There are several options available for accessing cash and making deposits, easy online, mobile and phone options to manage your account and several locations for in-person banking.
DEBIT CARDS
Extended time and coverage on your original manufacturer or U.S. store brand warranty on purchases. 60-day price protection on purchases. Access to several identity theft resolution services. Free fraud monitoring protection. Protection against unauthorized online purchases.
CREDIT CARDS
Low rates and exceptional services. Our rates are always low which means you pay less in interest on your outstanding balances than you would with other cards.
There is NO annual fee and the rate stays the same. To learn more about opening a new card contact: 801.451.5064.
VISA TRAVEL CARDS
If you want to keep your funds safe while traveling or need the convenience of a credit card without the debt, a reloadable Visa card from Horizon Credit Union is a great choice. There’s no danger of overdrafts, and it gets the same great security protection of Visa credit cards!
MONEY SMART ALL STARS YOUTH ACCOUNT
We know it’s a tough challenge to coach your kids on money issues. It’s never too early, or too late, to start giving your kids the foundation and skills to make them All Star Money Smart. Horizon CU has the experienced team to back you up every step of the way!
Rates
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*APRs (Annual Percentage Rate) are accurate as of today and are subject to change at any time without prior notice. Please contact HCU for current rates. Loan rates are ‘as low as’ and are based on member eligibility, credit history and term of loan. Rates are subject to change at any time without prior notice. Restrictions may apply.
**APYs (Annual Percentage Yield) Rates are subject to change without notice. Call to verify current rates. Interest on certificates is paid to shares or to the certificate. If not notified within 10 days of the date of maturity, share certificate will automatically renew at the current rate. The interest rate will remain the same for the term of the deposit. A penalty will be imposed for early withdrawal. Fees may reduce earnings.
Personal Loans
Signature Loans
Signature loans are disbursed in a lump sum, and require no application fees and no collateral. Qualified members can borrow up to $10,000 for small expenses or to consolidate debt.
With an easy application process, flexible repayment terms and easy online account access, a personal loan could be the right choice for you. Not sure if a personal loan is right for you? Come see us and we’ll discuss your options.
Personal Line of Credit
No collateral? No problem! At Horizon Credit Union qualified members have access to competitive rates and terms on personal lines of credit.
Shared Secured & Certificate Secured Loans
Get the best of both worlds. Qualified members can leave their money in the account and continue to receive your high dividends while using the funds in those accounts to secure a low cost loan. If you choose to use your shares or certificate to secure a loan, be assured that our lowest possible rate will be available on the
Member Relationships
At HCU our members are our greatest asset. We reward members with a program with benefits such as loan discounts and special offers. Simply put, the more services and products you use, the more benefits you can qualify for! The number of services that you have with the Credit Union along with your combined account balance (total balance of all deposit types on an individual account number) will determine which benefit level you qualify for.