Q2 2025 Newsletter
A Message From The CEO
Dear Member,
Uncertain.
Uncertain can be represented by many words, such as, unpredictable, inconsistent, unsettled, fickle, skittish, up in the air, haphazard or a myriad of other synonyms and similar words. When we find ourselves in times of uncertainty we long for the steady, stable, consistency of known outcomes. These stabilizing lifelines help us find moments of calm during the large and small storms of life.
With the uncertainty in some of the financial markets we’re here to help you as a stabilizing lifeline. Since 1956 when the Credit Union was organized, we’ve continued to prioritize a three-legged stool approach to serving our members/owners. When reviewing products and services as well as other decisions we review it from these three vantage points: How does it affect our members/owners? How does it affect the Credit Union? And how does it affect our team members?
Making sure we balance all three vantage points provides for a stable decision as the Credit Union continues to grow. One example of this process was the implementation of Multi Factor Authentication (MFA) that was rolled in on March 11, 2025. The increase of bad actors trying to separate people from their money is not slowing down. To help protect our members/owners, reduce losses for the Credit Union and reduce the teams time resolving losses. We also considered ways to make this security less intrusive in our members/owners lives by allowing you to remember a device when you log in to reduce the number of times you need to authenticate.
Know that in the world of uncertainty we are striving to provide a place of refuge from the storm. Your Credit Union is strong and stands on a firm financial foundation. I invite you to utilize all the services we offer that will assist you in your life.
Thank you for your membership,
Page Bennett
President & CEO
Farmington Building Update
The construction of the new building in Farmington is progressing well. The timeline is still on track to be completed this year (2025). We are excited for its completion so Horizon Credit Union can continue to serve our members well into the future.
The exterior siding is being placed, and the interior work of paint, flooring, and finishes are progressing. The landscaping is being brought in with much of the groundwork completed. Trees, shrubs, and plants will be worked on as we move further into spring.
We appreciate your membership and look forward to setting a date for a grand opening of the building when the membership can come and see it.
Scott Rushforth
Chief Operations Officer
Low Interest Auto Loans
HCU auto loan rates beat out the rest! Rates starting as low as 4.94%* OAC for a limited time! Get pre-approved with HCU before you shop! Talk to our expert lending team at your local branch or at 801-451-5064.
*On Approved Credit
Rates Subject to Change
MFA: Multi-Factor Authentication
On March 11th, we rolled out Multi-Factor Authentication (MFA), a new safety feature added to It’sMe247 and HCU Mobile App! MFA is a security feature that adds an additional form of identification and protection to access your online accounts.
MFA functions by sending a one-time code to either your email or textable phone number listed on your account. This one-time code will provide an extra layer of protection beyond your username and password. Experience MFA during the login process.
1st Mortgage Home Loan
Our Mortgage expert is here to help you feel right at home! Get into your dream home with a HCU 1st Mortgage Home Loan.
Purchase your new home or refinance your current mortgage with Horizon Credit Union! Our short term, low fixed rate on up to a 30-year loan is designed to meet the needs of those who want to accelerate the payoff of their home.
Qualified Members can experience a down payment as low as 5%*OAC for up to a 30-year loan. See here to get started!
A2A: Account 2 Account
Account 2 Account allows members to transfer funds between their HCU account and an external financial institution account. Transfers can be automatic, recurring, and set up in advance. Just log in to your Online Banking account, click on the Accounts tab, then select Account To Account Transfer from the drop-down menu. Transfer funds must be generated FROM a checking account and can be applied TO a savings or checking account.
Members must submit an A2A form in person or through It’sMe247. A2A must be approved by HCU. Transfer can be submitted online or through an HCU team member.
A2A Transfer Authorization Form
HCU VISA Credit Card and Rewards Card
Be prepared for where ever life takes you! Your Horizon Credit Union Visa® Rewards Credit Card can help you earn 1.5% cashback for every $1 you spend on qualifying purchases.
Candidates for Board of Directors
Sidney D. Hendricks D.C.
Sidney Hendricks went to Bonneville High School and was a class vice president graduating in 1978. He spent his undergraduate at Utah State University in Health Education. He obtained his Doctorate at Western States Chiropractic. Sidney obtained an Associateship in Natural Health. Sidney is a Chiropractic Physician at Wasatch Chiropractic Clinic starting in 1988. Sidney has been a member of HCU since 1988, volunteer on the HCU Supervisory Committee from 2003-2013 and currently a volunteer of the HCU Board of Directory since 2013.
Jolene Jackson
Jolene Jackson retired from Centerville City in 2021 after 30 years of service as the City Treasurer in December 1991 and started her most loved and successful career of her life. She managed all the city monies, funds, investments, special improvement districts and was the acting personnel manager. She supervised staff in accounting, payroll, utility billing, cemetery, cash receipting, and office receptionist. She was proficient in the computer program used and could step in and do each job if an employee was out or a problem arose or fixed glitches within the computer program. She was on the board of directors for UAPT, Utah Association of Public Treasurers, for 22 years and served in each board position and president. She served on the board of directors for the APTUS&C, Association of Public Treasurers of United States and Canada for four years. She served on the Horizon Credit Union Supervisory Committee for eight years and the board of directors for the past 15 years which she served as Board Chair for three of those years. She says, “It is a privilege and honor to serve for Horizon Credit Union”.
Dates to Remember
April 28, 2025: Annual Meeting
May 26, 2025: Closed for Memorial Day
June 19, 2025: Closed for Juneteenth
Community Events and Activities
Farmington Spring Home Expo
April 18th and 19th
Legacy Events Center, 151 S 100 W, Farmington
Whether you’re looking to renovate, decorate, or build, attending the home show provides the resources and connections to make your dreams come true!
Reach out to our expert home lending team for information about our competitive mortgage products. 801-451-5064 ext. 1128.
HCU NMLS: 527635
NMLS ID: 1732069
The Reenew Natural Health & Wellness Festival
Saturday, April 26th, 10 AM – 7 PM
Reenew Wellness Center, 750 S. Main Street, Bountiful
Find support through like-minded people, discover new tools and tips for wellness and heal and nurture your body!
Farmers Market 2025
May through September
Loy Blake Park, 550 N 3500 W, West Point
Experience fresh, seasonal produce, local vendors and a sense of community! Find a farmers market near you!
Chalk Art Festival
First week of June
Bountiful Main Street
Check out local art at this fun street festival!
Warriors Over the Wasatch
Late June
Hill Aerospace Museum
Check out world-class acts with demonstrations and pyrotechnics!
Easy Sheet Pan BBQ Chicken Nachos
Ultimate comfort food and party food! Quick and easy to make for a big crowd!
Ingredients
- 3 cups cooked shredded chicken
- 3 cups BBQ sauce
- 1 large bag tortilla chips
- 2 cups shredded monterey jack or cheddar cheese
- 1/3 cup chopped red onion
- 1/2 cup mild pickled jalapenos (Optional)
- 1/2 cup queso blanco
- 1/4 cup chopped cilantro
Instructions
- Preheat oven to 350F and line a large baking sheet with parchment paper or a silicone baking mat.
- In a medium bowl, mix cooked shredded chicken and your favorite BBQ sauce until well combined.
- On the prepared baking sheet layer half of the tortilla chips, half of the cooked BBQ chicken, and half of the shredded cheese. Continue with the remaining chips, BBQ chicken, and shredded cheese.
- Top with chopped jalapenos and red onion
- Place in a preheated oven for 11-13 minutes or until the cheese has melted.
- Remove from oven and drizzle with queso and extra BBQ sauce. Continue baking for 3-4 minutes.
- Serve immediately with chopped cilantro and your favorite toppings. Enjoy!
Creating Colorful Sun Catchers at Home
A fun craft for the whole family as the weather warms up!
Materials
- Large, flat, piece of cardboard
- Tissue paper in various colors (alternate texture: plastic wrap, cellophane, gel filters)
- X-acto knife or scissors (use with adult supervision)
- Glue
- Optional: Ribbon or string for hanging
Create Your Sun Catcher
- Draw an outline of a large half-circle (rainbow shape) or a playful cloud shape on your cardboard.
- Using the x-acto knife or scissors, cut along the drawn outline.
- Cut the tissue paper into small pieces and arrange the tissue paper pieces on the cardboard base.
- Glue each piece of tissue paper. Allow the glue to dry completely.
- Add a ribbon or string to the sun catcher.
Variations of Rainbow Crafts
- Create sun catchers in different shapes like a sun, trees, stars or even animal silhouettes.
- Adapt the scale of your sun catchers to suit different spaces or to create a decorative area. Use smaller pieces of cardboard and craft mini sun catchers. Use this method to create a mobile, adjust the colors and lengths for decoration.