Go LOANS
HCU finances automobile and recreational vehicle loans. You’ll get great HCU rates with service you know and trust. Getting an On the Go Loan is simple and quick. You can apply online, and even sign online – never having to leave your home until it’s time to pick up your check!
AUTO LOANS
Whether you’re shuffling the kids from school to soccer or heading out for a family weekend getaway, your vehicle connects you to the things you love. With competitive interest rates, helpful online tools and extra protections, Horizon Credit Union makes it easy and quick to get you on the go, making sure you don’t miss a single goal or memorable experience.
It’s hard to beat the financing options the credit union has to offer:
- Same Low Rate For New or Used Vehicles 100%
- 45 Days to Make Your First Payment
- Financing up to 84 Months Available
- Still have questions? Get answers through this quick guide to auto loans: AUTO LOANS
RECREATIONAL
Have you been dreaming about spending your free time camping, hiking, swimming or just visiting places on your wish list? The possibilities are endless with a Recreation Vehicle loan program like ours. We offer competitive rates and terms to fit any lifestyle.
Recreation Vehicle’s include:
- Motor Homes
- Travel Trailers
- Tent Trailers
- Campers
- Motorcycles
- ATV’s
- Horse Trailers
- Boats
- Personal Watercraft
REFINANCING
Refinancing your current car loan is easy, and can save you money if you qualify for a lower rate with HCU. With some of the lowest rates around, even if your loan is with another institution, we may be able to beat your current rate, and help you save hundreds of dollars each year.
TITLE LOANS
What rate have you been paying? Interest rates charged by area retail car title loan companies vary by state and are usually at least double or even triple digits! Need to refinance your painfully high interest rates? Turn your car title into a low interest loan. Call today 801.451.5064 to see how HCU can help get you on your way!
PERSONAL LOANS
Need a little extra cash to help out? Consider a personal loan to get you by! Signature loans, personal lines of credit and share certificates are available!
CREDIT CARDS
Low rates and exceptional services. Our rates are always low which means you pay less in interest on your outstanding balances than you would with other cards. Check out our shared secure accounts. HCU offers a VISA Classic Credit Card at 9.9% and a HCU Rewards Card. We also offer balance transfers.
There is NO annual fee and the rate stays the same. To learn more about opening a new card contact: 801.451.5064.
Get Pre Approved
There are advantages to getting pre-approved. When you get pre-approved before you start shopping and you’ll have peace of mind about how much you can comfortably spend. It’s never been easier to get pre approved for an auto or vehicle loan. If you are online you can apply right from where you are and have a decision within 48 hours. Apply today and for all the info on car buying – download our free Ebook – BUYING A CAR: FROM WALKING ON THE LOT TO DRIVING AWAY.
Rates
| Loan Type | Rates as low as | Terms & Information |
|---|---|---|
| Auto Loan 36 Months » | 5.69% | GREAT RATES FLEXIBLE TERMS AVAILABLE 24/7 |
| Auto Loan 48 Months » | 5.79% | GREAT RATES FLEXIBLE TERMS AVAILABLE 24/7 |
| Auto Loan 60 Months » | 5.79% | GREAT RATES FLEXIBLE TERMS AVAILABLE 24/7 |
| Auto Loan 72 Months » | 6.34% | GREAT RATES FLEXIBLE TERMS AVAILABLE 24/7 |
| Auto Loan 84 Months » | 6.84% | GREAT RATES FLEXIBLE TERMS AVAILABLE 24/7 |
| Rec. Vehicle (Large) 48 Months » | 8.24% | Motor Homes, Boats, Campers, Travel Trailers... |
| Rec. Vehicle (Large) 60 Months » | 8.24% | Motor Homes, Boats, Campers, Travel Trailers... |
| Rec. Vehicle (Large) 72 Months » | 8.24% | Motor Homes, Boats, Campers, Travel Trailers... |
| Rec. Vehicle (Large) 84 Months » | 8.24% | Motor Homes, Boats, Campers, Travel Trailers... |
| Rec. Vehicle (Large) 120 Month » | 8.24% | Motor Homes, Boats, Campers, Travel Trailers... |
| Rec. Vehicle (Small) 48 Months » | 7.49% | 90% LTV - Motorcycles,ATV's,Snowmobiles,PWC's... |
| Rec. Vehicle (Small) 60 Months » | 7.49% | 90% LTV - Motorcycles,ATV's,Snowmobiles,PWC's... |
| Rec. Vehicle (Small) 72 Months » | 7.64% | 90% LTV - Motorcycles,ATV's,Snowmobiles,PWC's... |
| Rec. Vehicle (Small) 48 Months » | 7.74% | 100% LTV - Motorcycles,ATV's,Snowmobiles,PWC's... |
| Rec. Vehicle (Small) 60 Months » | 7.74% | 100% LTV - Motorcycles,ATV's,Snowmobiles,PWC's... |
| Rec. Vehicle (Small) 72 Months » | 7.89% | 100% LTV - Motorcycles,ATV's,Snowmobiles,PWC's... |
*APRs (Annual Percentage Rate) are accurate as of today and are subject to change at any time without prior notice. Please contact HCU for current rates. Loan rates are ‘as low as’ and are based on member eligibility, credit history and term of loan. Rates are subject to change at any time without prior notice. Restrictions may apply.